Wednesday, October 23, 2013

Roth IRA Portfolio Update

At the end of every quarter of every year I will post an update of my Roth IRA portfolio. The performance and my holdings can be found Here.

As I mention on my last post (Here) I was going to update this blog with my Roth IRA portfolio.

I use Vanguard for my Roth IRA account. Right now I have all my money in one "egg basket". Which is not a good thing. Since I already invested the max amount of $5,500 for this year, I will not touch it for now, since this fund has been doing great so far. I have a gain of 26.2% since I first started this account.

When I can start adding for the 2014 contribution, I will be selling portions of the shares. I will then look for high quality company's that I find to be undervalue at the time. I will keep you guys posted with all transactions that happen with my Roth IRA account.

My holding as of now are:

Funds:                                                                                              Allocation %:
Vanguard Health Care Fund Investor Shares (VGHCX)                         100%

Here is a quarterly look on how it has been performing. Which can also be found Here.

Do you have a Roth IRA/Retirement tax deferred account? If not, why not?


  1. FF,

    Sounds like you have a good plan. I have a Roth and traditional IRA. I tend to stick with index ETFs in those accounts, with some mutual funds. There are some good dividend paying ETFs that may work well in this portfolio when you make your changes. Good progress.


    1. Thanks for the info. I'll look into dividend paying ETF.

  2. I think you are not that under-diversified as you may think. Although you are exposed to one sector (and not bad one in my opinion) . I think your plan should depend on what you want to use as your investment vehicles and then stay with it. Do you want to use mutual funds, ETFs or individual companies? Once you answer those questions then construct your plan and strategy around it. I think you should not be mixing them. I do not know how about you, but for me it would be distracting. So I decided individual companies for example and then build my accounts using only individual companies. I do not like mutual funds since they are expensive. I use ETFs only as a savings account when saving money for my next stock purchase.
    Based on that you can then decide if you want to keep the fund you already have and just add new sectors and one index fund or liquidate completely and create a new portfolio made of stocks...
    Good job however and great performance progress.

    1. Martin,
      That is a great advice. Thanks so much. My strategy will be individual companies. So little by little I will be selling a lot from VGHCX and buy different comapanys

  3. Nice blog and content
    Equity Tips